What type of Alopecia (Hair Loss) do I have?
There various types of alopecia, including alopecia areata. Alopecia areata is a condition that causes a person’s hair to fall out where hair would otherwise grow. Alopecia areata cannot be cured; however, it can be treated and the hair can grow back. Insurance plans vary in their coverage of the different types of alopecia to include alopecia areata.
What will my insurance cover?
Most insurance plans consider hair loss to be a cosmetic condition and will not cover office visits for consultations or treatment. If you want to know whether your insurance will cover hair loss, you will have to call the customer service phone number listed on the back of your insurance card.
What happens if my insurance denies my claim?
If your insurance denies your claim, our office will submit an appeal to your insurance to try and get coverage through medical necessity. These appeals have a 40% success rate. If the claim is still denied after the appeal, the responsibility of payment would fall to the patient. If you choose to pay for your office visit and treatment out-of-pocket rather than using your insurance, we can offer a 15% self-pay discount.
What can I do to help get this covered?
Make a list of any ways your Alopecia may be affecting your social life, mental health or any other symptoms associated with your hair loss, such as itching, to discuss with your doctor. This helps us create a strong argument for medical necessity to get your insurance plan to cover your condition.